Being Real Estate

Being Real Estate Journal

Guides, AI insights and location reports for smarter property decisions

Deep, honest research on buying, renting and investing across India, plus how AI is reshaping real estate and detailed reports on the projects and locations that matter.

All guides

205 articles
Guide

What Is a Guarantor in a Home Loan 2026: A Complete Buyer’s Guide

A complete conceptual guide to the guarantor in a home loan for buyers in India: what a guarantor is, what a guarantee means, why the role exists, who its parties are, and how it fits into a home loan, with every specific, from any obligation, figure, requirement, charge, legal meaning or liability, routed to the lender, a qualified financial adviser, a qualified property lawyer, the current law, the relevant authority, and the relevant documents.

76 min readRead guide →
Legal & Tax

What Is a Development Agreement 2026: A Complete Buyer’s Guide

A complete conceptual guide to development agreements: what a landowner and a developer are, what a development agreement is, what it rests on, why it matters, and how it fits alongside a broader property matter, with every term, condition, or matter of approval routed to the landowner, the developer, a qualified property lawyer, and the relevant authority.

67 min readRead guide →
Legal & Tax

What Is a Deemed Conveyance 2026: A Complete Buyer’s Guide

A complete conceptual guide to deemed conveyance: what a promoter and a society are, what deemed conveyance is, what it rests on, why it matters, and how it fits alongside a broader property matter, with every entitlement, process, or matter of oversight routed to the relevant authority, a qualified property lawyer, the current law, and the promoter.

68 min readRead guide →
Guide

What Is a Credit Score for a Home Loan 2026: A Complete Buyer’s Guide

A complete conceptual guide to the credit score for home-loan buyers in India: what creditworthiness is, what a credit score is, where a score comes from, why it matters to a home loan, and how it fits into an application, with every specific, from any figure, threshold, factor, legal meaning or matter of oversight, routed to a credit information company, the lender, a qualified financial adviser, a qualified property lawyer, the current law, the relevant authority, and the relevant documents.

80 min readRead guide →
Legal & Tax

What Is a Conveyance Deed 2026: A Complete Buyer’s Guide

A complete conceptual guide to the conveyance deed for buyers in India: what a conveyance deed is, what conveyance means, why it exists, who its parties are, and how it fits into a purchase, with every specific, from any clause, term, requirement, figure, charge, legal meaning or registration matter, routed to a qualified property lawyer, the current law, the relevant authority, and the relevant documents.

96 min readRead guide →
Guide

What Is a Commencement Certificate 2026: A Complete Buyer’s Guide

A complete conceptual guide to a commencement certificate for buyers in India: what the required approvals are, what a commencement certificate is, what it rests on, why it matters to a buyer, and how it fits alongside a purchase, with every specific, from any content, date, conclusion, legal meaning or matter of oversight, routed to the relevant authority, the relevant documents, a qualified property lawyer, and the current law.

79 min readRead guide →
Guide

What Is a Co-Applicant in a Home Loan 2026: A Complete Buyer’s Guide

A complete conceptual guide to co-applicants in a home loan: what a primary applicant and a co-applicant are, what being a co-applicant is, what it rests on, why it matters, and how it fits alongside a broader property matter, with every obligation, condition, or matter of oversight routed to the lender, a qualified financial adviser, a qualified property lawyer, and the relevant authority.

68 min readRead guide →
Legal & Tax

What Is a Caveat on Property 2026: A Complete Buyer’s Guide

A complete conceptual guide to caveats on property: what a caveator and the relevant authority are, what a caveat is, what it rests on, why it matters, and how it fits alongside a broader property matter, with every entitlement, process, or matter of oversight routed to the relevant authority, a qualified property lawyer, and the current law.

67 min readRead guide →
Guide

What Is a 7/12 Extract 2026: A Complete Buyer’s Guide

A complete conceptual guide to the 7/12 extract: what a survey number and the relevant authority are, what a 7/12 extract is, what it rests on, why it matters to a buyer, and how it fits alongside a broader property matter, with every entry, figure, or matter of meaning routed to the relevant authority, a qualified property lawyer, and the current law.

67 min readRead guide →
Guide

Vastu for Home Buyers: A Practical Room-by-Room Guide (2026)

A practical, room-by-room Vastu guide for home buyers — entrance, kitchen, bedrooms, pooja room and more — with realistic advice for apartments and remedies that need no demolition.

8 min readRead guide →
Guide

Vastu for Buying a Flat 2026: The Practical Buyer Checklist

A practical Vastu checklist for buying a flat in 2026: how to weigh entrance, kitchen, bedrooms, orientation, light and layout against budget, location and quality, with balanced guidance for every buyer.

69 min readRead guide →
Guide

Under-Construction vs Ready-to-Move Flat 2026: A Complete Buyer’s Guide

A complete conceptual guide to the under-construction versus ready-to-move flat choice for buyers in India: what each option is, how they differ at their core in the stage of completion, and how the trade-offs around timing, cost, risk, tax, finance, possession certainty, customisation, and resale work in principle, with every specific, from any price difference, tax rate, timeline, or figure to any verdict about which option wins, routed to a qualified professional, a lender, the current law, the relevant documents, and the developer and the relevant authority.

78 min readRead guide →
Guide

Token Amount & Booking Cancellation: Is It Refundable? (2026)

What a token amount is, how it differs from booking amount and earnest money, when it's refundable, what RERA changed, and how to protect your money with written terms before you pay.

5 min readRead guide →
Guide

TDS on Sale of Property in India 2026: A Complete Guide

A concepts-first guide to tax deducted at source on property sales in India: who deducts, how credit works, joint owners, NRIs, records and more. Explains the ideas, not the figures, with every specific routed to a qualified tax professional.

109 min readRead guide →
Guide

TDS on Property Purchase in India: Rules for Resident & NRI Sellers (2026)

Who deducts TDS on a property purchase, the rates for resident (194-IA) vs NRI (195) sellers, the forms (26QB, 16B, 27Q), instalments, joint owners, and how to avoid penalties.

8 min readRead guide →
Guide

Stamp Duty & Registration Charges in India Explained (2026)

How stamp duty and registration charges work in India: the ready-reckoner rule, why rates vary by state, the women-buyer concession, how and when to pay, and the 80C tax benefit.

13 min readRead guide →
Guide

Stamp Duty and Registration Charges Explained 2026: A Complete Buyer’s Guide

A complete conceptual guide to stamp duty and registration charges when buying a flat in India: what stamp duty and registration are, why they are paid, how the charge attaches to a document and to a value the law recognises, why rates and rules are set by authority and vary by place and category, what registration at the sub-registrar involves, what concessions, timelines, penalties, undervaluation, refunds, joint ownership, and home-loan interaction mean in principle, and why no figure is stated here, with every specific, from the applicable rate and amount to any concession, threshold, or timeline, routed to the relevant authority, the current law, the applicable rate schedule, and a qualified professional.

93 min readRead guide →
Guide

Society NOC for Property Sale in India 2026: A Complete Guide

A concepts-first guide to the society NOC for a property sale in India: what a no objection certificate means, what a cooperative society is, how a transfer within a society is approached, the ideas of dues, transfer fees, documents, timelines, the managing committee and general body, the NRI angle, disputes, bye-laws and planning ahead. Explains the ideas, not the figures, with every specific routed to the society, a qualified property lawyer or the relevant authorities.

94 min readRead guide →

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